Can a debt collector contact me after I’ve written them a letter asking them to stop?

Yes, a debt collector can contact you after you have written them a letter asking them to stop in North Carolina. However, the debt collector must follow certain guidelines under debt collection law. In North Carolina, debt collectors are prohibited from contacting you if you have sent a written request for them to cease communication. However, if you owe money to the debt collector, they are legally allowed to contact you one final time to inform you about certain rights including the right to dispute the debt. If the debt collector continues to contact you after you have sent a written cease and desist order, you can take legal action by filing a complaint with the Consumer Financial Protection Bureau. This bureau was created to protect consumers from unfair or deceptive debt collection practices. If the debt collector is found guilty of violating debt collection laws, you may be able to recover damages for any abuse or harassments that you have experienced. In addition, you may also be able to recover court costs and legal fees that are associated with having to take legal action. If you feel that a debt collector has violated debt collection laws, it is important to seek legal advice to ensure that your rights are protected. An attorney can help you understand your rights and take the necessary steps to assert those rights.

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Can a debt collector contact me after I’ve written them a letter asking them to stop?

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