Can a debt collector ever contact me more than once a week?

In North Carolina, debt collectors are generally not allowed to contact you more than once a week. This law is in place to protect consumers from harassment and undue stress. The North Carolina Collection Agency Act states that debt collectors in the state are not allowed to call or contact debtors more than once a week. This means that debt collectors may not call or email debtors more than once a week, regardless of how many debts the person owes. Additionally, debt collectors are prohibited from calling a debtor’s family members, friends, or neighbors more than once a week. However, this law does not apply to the original creditor. This means that the company or person to whom you owe money can contact you as often as they want, as long as they do not violate North Carolina’s Fair Debt Collection Practices Act. This act prohibits debt collectors from engaging in certain harassing behaviors, such as using threats of violence, using profane language, or calling excessively. While debt collectors may not contact you more than once a week, they can still contact you about your debt. If you receive any calls or other communications from a debt collector, it is important to remember your rights as a consumer. You can always request that the debt collector send you written proof of the debt, or you can dispute the debt if you believe it is inaccurate.

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Can a debt collector ever contact me more than once a week?

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