Can a debt collector ever contact my friends, family, or employer?

In Mississippi, it is against the law for a debt collector to contact a borrower’s friends, family, or employer about a debt they owe. According to Mississippi debt collection law, these contacts are called “third-party contacts,” and debt collectors are not allowed to use them. In fact, the law states that debt collectors must only contact the borrower, and not any other third parties, unless the borrower has authorized the contact or the contact is necessary to provide the borrower with specific information about the debt. It is important to note, however, that debt collectors can contact employers to verify a borrower’s employment status or location. In this case, the collector will not discuss the debt with the employer. This rule applies to contacts with family as well. A debt collector is not allowed to contact any third parties other than the borrower, unless it is necessary to provide the borrower with specific information about the debt. It is illegal for debt collectors to threaten harm to the borrower or any of their friends, family, or employers. If a borrower feels that a debt collector has violated Mississippi debt collection law, they can file a complaint with the Mississippi Attorney General’s Office.

Related FAQs

Can a debt collector contact me if I’m on unemployment?
Can a debt collector contact me by phone or in person?
What happens if I dispute a debt with the credit bureau?
Can a debt collector contact me if I’ve declared bankruptcy?
Can a debt collector contact me if I’ve filed for bankruptcy?
What rights does the Fair Debt Collection Practices Act give me?
Will a debt collector ever inform me of my rights?
Can a debt collector contact me about a debt that my partner owes?
Can a debt collector sue me if I don’t pay my debt?
Can a debt collector contact me if I’ve made a payment arrangement?

Can a debt collector ever contact my friends, family, or employer?

Related FAQs

Related Blog Posts