Can a debt collector ever contact my friends, family, or employer?

In Mississippi, it is against the law for a debt collector to contact a borrower’s friends, family, or employer about a debt they owe. According to Mississippi debt collection law, these contacts are called “third-party contacts,” and debt collectors are not allowed to use them. In fact, the law states that debt collectors must only contact the borrower, and not any other third parties, unless the borrower has authorized the contact or the contact is necessary to provide the borrower with specific information about the debt. It is important to note, however, that debt collectors can contact employers to verify a borrower’s employment status or location. In this case, the collector will not discuss the debt with the employer. This rule applies to contacts with family as well. A debt collector is not allowed to contact any third parties other than the borrower, unless it is necessary to provide the borrower with specific information about the debt. It is illegal for debt collectors to threaten harm to the borrower or any of their friends, family, or employers. If a borrower feels that a debt collector has violated Mississippi debt collection law, they can file a complaint with the Mississippi Attorney General’s Office.

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Can a debt collector ever contact my friends, family, or employer?

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