Can a debt collector contact me if I’ve filed for bankruptcy?

Yes, a debt collector can contact you even if you have filed for bankruptcy in Mississippi. According to state law, debt collectors are still allowed to contact you to confirm that you have filed for bankruptcy and to advise you that further collection efforts are prohibited. However, debt collectors cannot attempt to collect payments from you or threaten to take any action against you in order to induce payment. Additionally, debt collectors cannot harass, oppress, or abuse you in any way in their attempts to collect the debt. In Mississippi, if a debt collector contacts you about a debt that has been discharged in bankruptcy, you may request that they cease communication with you. After your request, the debt collector must stop all communication with you. However, before filing bankruptcy in Mississippi, you should speak to a qualified legal professional to ensure that your debt is discharged properly so that you can avoid any further issues with debt collectors.

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Can a debt collector contact me if I’ve filed for bankruptcy?

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