Can a debt collector contact me at my place of work if I’ve asked them not to?

The answer to this question is yes and no. In Mississippi, debt collectors can contact you at your place of work if you agree or if it is necessary to locate you. However, if you have asked them not to contact you at work, then they may not legally do so. Generally speaking, debt collectors in Mississippi must abide by the Fair Debt Collection Practices Act (FDCPA). The FDCPA is a federal law that protects individuals from unfair practices by debt collectors. According to the FDCPA, debt collectors must respect the wishes of consumers and may not contact them at their place of work if they have asked them not to. In addition, debt collectors are not allowed to threaten, harass, or intimidate a consumer into making payments. They must also not disclose information about the debt to anyone other than the consumer or their spouse. Finally, if a debt collector violates the FDCPA, consumers have the right to sue the debt collector for damages. Consumers who have been wrongfully contacted at their place of work, or in any other way, may be eligible for up to $1000 in statutory damages for each violation. Overall, it is important to understand your rights when it comes to debt collection law in Mississippi. While a debt collector can contact you at your place of work in some instances, they must abide by the FDCPA and cannot contact you if you have asked them not to.

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Can a debt collector contact me at my place of work if I’ve asked them not to?

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