Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Is it possible to negotiate with a debt collector?
Can a debt collector garnish my wages without a court order?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Can a debt collector contact me about a debt that I’ve already paid?
What happens if I dispute a debt with the debt collector?
Is there a statute of limitations on debt collection?
Can a debt collector contact me after I’ve written them a letter asking them to stop?
What is debt collection law?
Can a debt collector repossess my property for unpaid debt?
When does the Fair Debt Collection Practices Act apply?

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