Can a debt collector contact me if I’ve moved to a different state?

Yes, a debt collector can contact you if you’ve moved to a different state. The Fair Debt Collection Practices Act (FDCPA) is a federal law that covers debt collectors, no matter where they are located or where you live. The FDCPA applies to debt collectors who attempt to collect debts from people who live in the United States, including Mississippi. Under the FDCPA, debt collectors can contact you by telephone, mail, or email about your debt, but must stop if you request it in writing. However, debt collectors can still take legal action against you, such as filing a lawsuit, regardless of your location. It is important to remember that debt collectors are not allowed to harass, threaten, or abuse you when attempting to collect a debt. For example, they aren’t allowed to use obscene language or make repeated phone calls to annoy you. If you feel that your rights have been violated, you can contact the Mississippi Attorney General or the Federal Trade Commission to file a complaint. Overall, if you have moved to a different state, debt collectors are still allowed to contact you about your debt. You still have rights under the FDCPA and you can report any violations to the Attorney General or the FTC.

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