Is there any way to stop a debt collector from contacting me?

Yes, there is a way to stop a debt collector from contacting you. In Mississippi, debt collectors must comply with the federal Fair Debt Collection Practices Act (FDCPA) as well as state debt collection laws. Under the FDCPA, if you inform a debt collector in writing that you don’t want to be contacted any further, the debt collector may not contact you again. You should send the written request to the debt collector by certified mail with a return receipt requested. Be sure to keep a copy of the letter. Once the debt collector receives the letter, they are only allowed to contact you in order to tell you that further attempts to collect the debt will be stopped or to let you know that the debt collector or the creditor may take certain actions, such as filing a lawsuit. If a debt collector continues to harass you after you send the request, you may be entitled to damages. You should document any contacts you have with the debt collector, be it phone calls, letters, emails, or texts, so that you can prove that you sent the written request and that the debt collector continued to contact you. If the debt collector continues to contact you after receiving the written request, you should contact an attorney to help you make a legal claim and possibly seek compensation for damages.

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Is there any way to stop a debt collector from contacting me?

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