Can a debt collector contact me about a debt that I’ve already paid?

Yes, a debt collector can contact you about a debt that you have already paid. In Mississippi, debt collectors have the right to send you notices or calls asking for payment of a debt you owe, regardless of whether you have already paid the debt. It is important to keep records of the paid debt in order to refute any false claims made by the debt collector. You also have the right to dispute the debt in Mississippi. If you believe that you have been incorrectly contacted by a debt collector about a debt you have already paid, you have the right to dispute the validity of the debt. Mississippi requires debt collectors to provide proof of the debt, along with any other documentation, before they can pursue collection. You should keep in mind that debt collectors may not always be aware that you have already paid the debt. If you can provide proof of payment, you can ask them to stop contacting you about the debt. You may also write a letter to the debt collector informing them that the debt is paid and that you would like them to stop contacting you. If the debt collector continues to contact you even after you have provided proof of payment, you may file a complaint with the Consumer Financial Protection Bureau. The Bureau will investigate the debt collector and take appropriate action if they are found to be in violation of debt collection laws.

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Can a debt collector contact me about a debt that I’ve already paid?

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