Can I stop a debt collector from calling me on my cell phone?
Yes, you can stop a debt collector from calling you on your cell phone. In North Carolina, debt collection law is governed by the North Carolina Debt Collection Act. This law, among other things, makes it illegal for debt collectors to harass you with phone calls and other forms of communication. Furthermore, it gives you the right to stop debt collectors from making phone calls to you. To do so, you must make a written request to the debt collector, asking them to stop contacting you. Once the request is received, the debt collector is required to honor your request and cease all communication. It is important to note, however, that although the debt collector must cease all communication, they are still legally obligated to collect the debt. Therefore, it may help if you reach out to the debt collector and negotiate a payment plan. This way, they will be able to collect the debt without having to contact you.
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