Can a debt collector ever contact me more than once a week?

In the state of Texas, debt collectors are allowed to contact you at any time and any frequency they deem necessary. However, the law does limit how often a debt collector can contact you to no more than once a week. This rule discourages debt collectors from using deceptive or abusive tactics that can be damaging to the person they are trying to reach. The law also forbids debt collectors from communicating with you at inappropriate times and at locations that may be disruptive to your daily life. Debt collectors in Texas are prohibited from contacting you at any time they believe you are at work. Additionally, they are not allowed to call or send letters after 9 pm or before 8 am if they suspect you are at home. A debt collector can contact someone at their place of work, as long as they do not do so in a way that is disruptive or embarrassing. The laws in Texas are in place to protect the rights of debtors, allowing them to feel secure in the knowledge that a debt collector cannot harass or abuse them in any way. If a debt collector does contact you more than once a week, you can file a complaint with the Texas Attorney General’s office. It is important to be aware of your rights as a debtor in order to protect yourself from any improper or overzealous debt collection efforts.

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Can a debt collector ever contact me more than once a week?

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