Can a debt collector contact me at my place of work if I’ve asked them not to?

In North Carolina, debt collectors are required to follow certain laws when it comes to collecting debts. According to the Fair Debt Collection Practices Act, debt collectors are not allowed to contact you at your place of work if you have asked them not to. This law applies to any consumer debt, including credit card debt, medical bills, and personal loans. Debt collectors are also not allowed to call you multiple times in one day, use offensive language, or misrepresent the amount of debt that is owed. If a debt collector violates any of these laws, the consumer has the right to take legal action. The debt collector can be liable for damages, court costs, and attorney’s fees. If a debt collector continues to contact you at your place of work despite your request, the consumer should document all of the calls and contact the North Carolina Attorney General’s Office. The Attorney General’s Office can help the consumer take legal action against the debt collector. The Consumer Financial Protection Bureau also provides resources to help protect consumers from debt collection harassment. Consumers can file a complaint against a debt collector and contact the local Better Business Bureau or the National Do Not Call Registry to stop unwanted calls. In conclusion, debt collectors are not allowed to contact you at your place of work if you have asked them not to. If a debt collector violates this law, the consumer can take legal action by filing a complaint with the North Carolina Attorney General’s Office or the Consumer Financial Protection Bureau.

Can a debt collector contact me at my place of work if I’ve asked them not to?

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