Can a debt collector contact me at my place of work if I’ve asked them not to?

Generally, a debt collector in Washington cannot contact you at your place of work if you have asked them not to. The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from harassment and unfair treatment when it comes to debt collection. Under this law, a debt collector must immediately stop all communication if they are notified that the consumer does not want to be contacted at the place of employment. The law also states that a debt collector cannot use any harassing or intrusive methods when contacting a consumer. This includes not only calling at inappropriate times, such as late at night, but also contacting at places of employment where the consumer has asked not to be contacted. In other words, if a consumer has asked for calls to be limited to their home phone or cell phone, a debt collector must respect this. However, please note that a debt collector may contact others, such as friends, family, and employers, in order to find out the location of the consumer, as long as these contacts are not done for the purpose of harassment. It is important to remember that the FDCPA does not give debt collectors the right to harass or mistreat consumers, and the consumer has the right to request that a debt collector stop communication. If a debt collector continues to contact a consumer at their place of employment after they have asked not to, the consumer can take legal action against the collector.

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Can a debt collector contact me at my place of work if I’ve asked them not to?

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