Who do I contact if I believe a debt collector has violated the law?

If you believe a debt collector has violated the law in Washington, there are several steps you can take. First, you should contact the Washington State Department of Financial Institutions. This agency is responsible for enforcing the Debt Collection Act and other related laws. They can provide you with information about your rights and help you better understand the debt collection process. Secondly, you should contact your local consumer law attorney. A consumer lawyer can discuss your case with you and advise you on the best strategies for achieving a positive outcome. Third, you can also file a complaint against the debt collector with the Federal Trade Commission by visiting their website or calling their hotline. The FTC’s consumer protection division monitors debt collection activities and can investigate claims of violations. Finally, you may be able to file a lawsuit against the debt collector if you believe they have violated the law. This can be done through Small Claims Court or District Court. Be sure to seek legal advice before proceeding with any of these options. An attorney or other legal advocate can provide you with more information and explain the process of getting help if you are dealing with a debt collector who has violated the law.

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Who do I contact if I believe a debt collector has violated the law?

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