Can a debt collector contact me after I’ve sent them a cease and desist letter?

In Washington, debt collectors are prohibited from contacting you after you have sent them a cease and desist letter. This kind of letter makes it clear that you do not want the debt collector to contact you at all. Once you have sent this letter, the debt collector can no longer contact you concerning the debt. This includes calls, emails, letters, and any other form of communication. Debt collectors can only contact you for the purpose of affirming the status of the debt or for the purpose of discussing potential repayment options. If a debt collector contacts you after receiving your cease and desist letter, you should document the communication, including the date and the contents of the conversation. Any information shared during the communication can be used to reinforce your position should they choose to take further action. It is important to remember that debt collectors are subject to state and federal laws and can be liable for violating these laws. If you believe your rights have been violated, you may wish to seek help from an attorney. You may also contact your local state attorney general’s office to discuss the situation, and find out what remedies are available to you.

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Can a debt collector contact me after I’ve sent them a cease and desist letter?

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