Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector contact me outside of normal business hours?
Can a debt collector obtain information about my employment?
Can a debt collector contact me if I’ve offered to settle a debt?
Can a debt collector threaten to take legal action against me if I don’t pay?
Can a debt collector contact me at any time of day?
Can a debt collector threaten to sue me if I don’t pay my debt?
Can a debt collector contact me about a debt that I’ve already paid?
Can a debt collector contact me at my place of work if I’ve asked them not to?
Does the Fair Debt Collection Practices Act apply to all types of debt?
What happens if I make a payment to the wrong debt collector?

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