Can a debt collector threaten to take legal action against me if I don’t pay?

Related FAQs

Can a debt collector ever garnish my wages?
Can a debt collector ever report negative information to credit bureaus?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector ever sue me?
What is the Fair Debt Collection Practices Act?
Can a debt collector contact me if I’ve made a payment arrangement?
What types of debt are covered by the Fair Debt Collection Practices Act?
Can a debt collector collect a debt from someone else who is related to me?
Can a debt collector contact me about a debt that my partner owes?
Can a debt collector contact other people if I don’t pay my debt?

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