Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector contact me about a debt that my partner owes?
Can a debt collector contact me by phone or in person?
What happens if I dispute a debt with the debt collector?
Can a debt collector ever contact me more than once a week?
Can a debt collector contact me if I’ve made a payment arrangement?
What can I do if a debt collector is trying to collect a debt that isn’t mine?
Can a debt collector contact me if I have an attorney representing me?
Is it possible to negotiate with a debt collector?
Can a debt collector obtain information about my employment?
Can a debt collector sue me if I don’t pay my debt?

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