Can a debt collector contact me on weekends or holidays?

Yes, a debt collector can contact you on weekends or holidays in California. According to the California Fair Debt Collection Practices Act, debt collectors may contact you on Saturday, Sunday or a legal holiday, providing it is not before 8 a.m. or after 9 p.m. Also, a debt collector must have your written consent prior to contact, for any day and time. At the same time, if you do not want to be contacted on weekends or holidays, you can send the debt collector a letter or email informing them of your preference. You will have to keep a copy of this correspondence for your records. Lastly, debt collectors must follow the laws of the state in which you reside as well as federal laws. California debt collectors are prohibited from using certain tactics. This includes calling you excessively or misrepresenting the amount you owe. They are also prohibited from using abusive language or illegal threats. In summary, it is important to understand debt collection laws in California, whether it is on weekends or holidays. You have the right to request that collectors not contact you at certain times and to complain if they continue to do so.

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Can a debt collector contact me on weekends or holidays?

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