Can a debt collector sue me in a different state?

No, a debt collector cannot sue you in a different state. It is against the law for debt collectors to attempt to collect on a debt outside of California. In order to legally pursue a debt, debt collectors must follow the Fair Debt Collection Practices Act, or FDCPA. The FDCPA states that all debt collection activities must take place in the same state as the consumer, where the debt was incurred. However, if a consumer lives in California and knows that they owe a debt to a company based in another state, the consumer can voluntarily choose to pay the debt where it was incurred. If a debt collector is attempting to sue a consumer in a different state, the consumer can take legal action to stop the debt collector from attempting to collect on the debt outside of California. Furthermore, the consumer can file a complaint with the Federal Trade Commission, stating that the debt collector is in violation of the FDCPA. In conclusion, a debt collector cannot sue you in a different state. They must follow the Fair Debt Collection Practices Act, which states that all debt collection activities must take place in the same state as the consumer. If a debt collector attempts to sue in a different states, the consumer can take legal action to stop the collector from attempting to collect on the debt outside of California.

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Can a debt collector sue me in a different state?

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