Is it illegal for a debt collector to call me repeatedly?

In California, debt collectors are forbidden from calling excessively or harassing you about collecting a debt. It is illegal for a debt collector to repeatedly call you with the intention of harassing or annoying you. According to the California Fair Debt Collection Practices Act (FDCPA), the debt collector may not call you multiple times a day, call you after being asked to stop, or call outside of the designated hours of 8 a.m. to 9 p.m. In addition to not being able to call you more than once a day, debt collectors may not contact you at unreasonable times and places, or use profane or abusive language. If you believe that a debt collector has violated the FDCPA, you should send them a letter demanding that they stop calling you. The debt collector must then cease all contact with you, with the exception of informing you that they are no longer trying to collect from you or that they are taking other action. If a debt collector violates the FDCPA, they can be sued and forced to pay damages to you. To recover damages, you must show that the collector’s behavior was intentional and that the violation caused you injury. If you do decide to take legal action against a debt collector, it might be best to consult with a lawyer experienced in debt collection law.

Related FAQs

Can a debt collector sue me if I don’t pay my debt?
Can a debt collector contact me if I have a court order protecting me?
Will a debt collector ever inform me of my rights?
What should I do if I am being harassed by a debt collector?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
Is it illegal for a debt collector to call me repeatedly?
Can a debt collector contact me about a debt that is not mine?
When does the Fair Debt Collection Practices Act apply?
What can I do if a debt collector violates the Fair Debt Collection Practices Act?
What is the Fair Debt Collection Practices Act enforcement process?

Is it illegal for a debt collector to call me repeatedly?

Related FAQs

Related Blog Posts