Can a debt collector contact me if I have a court order protecting me?

Yes, a debt collector may still contact you if you have a court order protecting you, but they must follow certain guidelines. In California, debt collectors are only allowed to contact a debtor if they have first received a court order or judgment that orders the creditor to proceed with collection efforts. Once they have received the court order, they must follow the terms of the order, which may include restrictions on the type of contact they can make, the frequency of contact, or the hours they can call. Debt collectors also must adhere to the Fair Debt Collection Practices Act, which protects people from abusive debt collection practices. Under this law, debt collectors are prohibited from using threatening or intimidating language when contacting a debtor, making false statements, revealing confidential information to third parties, or using unfair debt collection practices. If a debt collector attempts to contact you in violation of a court order or attempts to use unfair collection practices, you should contact the court that issued the judgment and/or the federal Consumer Financial Protection Bureau to report the violation. Additionally, you may want to speak with a debt collection attorney about filing a lawsuit against the debt collector for violating the court order or the Fair Debt Collection Practices Act.

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Can a debt collector contact me if I have a court order protecting me?

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