Can a debt collector collect a debt from someone else who is related to me?
Yes, a debt collector in California can collect a debt from someone else who is related to you. This is called a “third-party debt” and it is when a debt collector tries to collect a debt from someone other than the original borrower or debtor. For example, if your father owned a debt, the debt collector could try to collect the debt from your siblings or other family members. In California, debt collectors are allowed to collect a debt from a third-party, but they have to follow the state’s debt collection laws. This means that they must communicate with the third-party in a non-harassing way and provide written proof of the debt. They cannot threaten the person or make false claims about the debt. The debt collector also cannot divulge details about the debt to other people. In most cases, the debt must be divided among the family members. This means that if your father owed $1000, the debt collector would try to collect $100 from each of the family members. But if one of the family members is unable to pay, the debt collector cannot force that person to pay the entire amount. If you are in doubt about a debt collector’s actions, you should contact a consumer law attorney in California to learn more about the state’s debt collection laws.
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