Can a debt collector threaten to refer my debt to a collection agency?

Related FAQs

Can a debt collector contact me about a debt that is not mine?
What is the Fair Debt Collection Practices Act enforcement process?
Can a debt collector call my references?
Is it legal for a debt collector to claim they are going to take legal action against me?
Can a debt collector obtain information about my employment?
Can a debt collector contact me if I have a court order protecting me?
Can I stop a debt collector from calling me on my cell phone?
Is there any way to stop a debt collector from contacting me?
Does the Fair Debt Collection Practices Act apply to all types of debt?
Can a debt collector attempt to collect a debt that’s past the statute of limitations?

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