Can a debt collector contact me about a debt that is not mine?

In Mississippi, it is illegal for a debt collector to contact you about a debt that is not yours. This is a violation of the Fair Debt Collection Practices Act (FDCPA), which protects consumers from abusive debt collection practices. According to the FDCPA, debt collectors must only contact individuals about a debt that is actually owed by them. If a debt collector has contacted you about a debt that is not yours, you can take action. The first step is to contact the debt collector in writing and inform them that the debt is not yours. Make sure to keep copies of all correspondence for your records. You may also want to contact your local consumer protection agency and report the debt collector. If the debt collector continues to contact you after you have informed them that the debt is not yours, you may have grounds to file a complaint with the Consumer Financial Protection Bureau. The complaint should include details about the debt, the debt collector, and any attempts made by the debt collector to contact you. In conclusion, debt collectors are not allowed to contact individuals about debts that are not theirs. If a debt collector has contacted you about a debt that is not yours, you should take steps to protect yourself and ensure that the debt collector stops contacting you.

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Can a debt collector contact me about a debt that is not mine?

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