Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Can a debt collector contact me if I have an attorney representing me?
Are there any exemptions from the Fair Debt Collection Practices Act?
What information must a debt collector provide me in writing?
Can a debt collector contact me if I’m on a debt repayment plan?
What can I do if a debt collector is trying to collect a debt that isn’t mine?
Can a debt collector ever report negative information to credit bureaus?
What happens if I don’t respond to a debt collector’s request for payment?
Can a debt collector ever put a lien on my property?
Can a debt collector threaten to refer my debt to a collection agency?
Is it possible to negotiate with a debt collector?

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