Is it legal for a debt collector to claim they are going to take legal action against me?

Related FAQs

Are there any laws that protect me from debt collectors?
Can a debt collector sue me if I don’t pay my debt?
Can a debt collector contact me if I’m a student?
What happens if I make a payment to the wrong debt collector?
Can a debt collector contact me if I have an attorney representing me?
Is there a limit on how often a debt collector can contact me?
Can a debt collector contact me at work?
Can a debt collector contact me if I’m a victim of identity theft?
What happens if I can’t pay a debt collector?
Can a debt collector ever take money out of my bank account without my permission?

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