Can a debt collector contact me if I have a court order protecting me?
In Washington, a debt collector is not allowed to contact you if you have a court order protecting you. This court order is known as a restraining order and it may be put in place in response to legal action from the debtor. In this case, the debt collector may not try to contact the debtor in any way. This includes phone calls, emails, text messages, or in-person visits. The restraining order applies to the debt collector regardless of the amount of the debt. Even if the debt collector believes the amount is already overdue, they are still not allowed to contact the debtor. In Washington, any attempt to contact the debtor will be considered a violation of the restraining order and may result in legal consequences. If a debt collector does try to contact the debtor after a restraining order has been put in place, the debtor may be able to take legal action. This could include filing a complaint with the Federal Trade Commission or taking the debt collector to court. In conclusion, a debt collector may not contact a debtor if there is a court order protecting them in Washington. If a debt collector does try to contact the debtor in this situation, then the debtor may be able to take legal action against them.
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