What information can a debt collector give to credit bureaus?

In the state of Washington, debt collectors are legally allowed to report information about unpaid debts to credit bureaus. This includes the types of debts, the amount owed, and whether a debt is delinquent or in arrears. Debt collectors must also include the name and contact information of the creditor and the debtor, as well as the date the debt originated. Sometimes, debt collectors are legally required to report detailed information about the debt, including the original terms of repayment, the dates and amounts of payments, and any special terms of the repayment agreement. Additionally, debt collectors may report information related to the status of debts, such as the date of default, the date the debt was sent to a collection agency, and the date the debt was paid in full. They can also report information about any debt collection suit that has been filed against the debtor. It is important to note, however, that debt collectors are not allowed to report false or misleading information to credit bureaus, and they must comply with all relevant federal and state laws.

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What information can a debt collector give to credit bureaus?

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