Can a debt collector charge more than the amount of the original debt?

In Washington, a debt collector can charge more than the amount of the original debt but only under certain circumstances. For example, if the debt has not been paid within 30 days of the original due date, the debt collector may charge interest and collection fees on the balance. However, the amount of interest and fees are limited and regulated by both state and federal laws. In addition, debt collectors may also be allowed to charge legal fees if they have to take the debtor to court. In Washington, the amount of fees that can be charged by a debt collector is limited as well. These fees, as well as the interest charged, must be approved by the court before they can be added to the debt. In Washington, a debt collector does not have the right to charge the debtor more than the balance of the original debt and any related fees or interest allowed by the law. Any unauthorized fees or charges made by the debt collector may be challenged in court.

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Can a debt collector charge more than the amount of the original debt?

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