Can a debt collector turn a debt over to an attorney for collection?

In Washington, a debt collector may turn a debt over to an attorney for collection. Debt collection attorneys are qualified to work with debtors and creditors to resolve the issue of unpaid debt. The attorney is able to provide legal services to address issues surrounding the debt, such as collection lawsuits and negotiations with the debtors. In some cases, a debt collector may hire an attorney to represent them in collecting a debt. This is a result of a debt not being settled in a timely manner, and the debt collector is likely to pursue more aggressive collection tactics such as filing a lawsuit against the debtor. If it reaches this point, the attorney will work with the debtor to determine how the debt can be resolved. This may include negotiating a payment plan or providing a settlement offer to the debt collector. It is important to note that debt collectors in Washington must comply with certain state laws in order to pursue legal action against a debtor. The Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from harassing, deceiving, or abusing a debtor by calling multiple times, sending threatening letters, or posting embarrassing public notices about the debt. If a debt collector cannot resolve the issue with the debtor, then they may consult an attorney to determine the best course of action.

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