Can a debt collector ever contact me more than once a week?

In Washington, the Fair Debt Collection Practices Act (FDCPA) regulates debt collection practices, including how often a debt collector may contact you. According to the FDCPA, a debt collector may contact you no more than once a week about the same debt. If a debt collector contacts you more than once a week, it is viewed as harassment and a violation of the FDCPA. This means that the debt collector may not contact you more than once a week about the same debt. However, if a debt collector contacts you about another debt or about a different issue, such as questioning your income or assets, they may contact you more than once a week. Similarly, if you contact a debt collector or ask a question that requires an answer, they may contact you more than once in a week to provide an answer. Additionally, if you owe multiple debts, a debt collector may contact you more than once a week, but must specify which debt they are contacting you about. In summary, a debt collector in Washington may contact you no more than once a week about the same debt. However, they may contact you more than once a week if they are contacting you about a different debt, if you contact them or ask a question, or if they are answering a question.

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Can a debt collector ever contact me more than once a week?

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