Can a debt collector contact me if I’ve moved to a different state?

Yes, a debt collector can contact you if you have moved to a different state. This is because debt collection law in Washington applies regardless of where you live. This means that the Fair Debt Collection Practices Act (FDCPA) applies to debt collectors even if you have moved. This law prohibits debt collectors from harassing or abusing you, making false statements, or using unfair practices when attempting to collect a debt. It also grants you the right to dispute the debt, stop all communication, and request validation of the debt. However, debt collectors must still follow the laws of the state in which you are living. For example, if the statute of limitations for a debt has passed in the state of Washington, but is still within the statute of limitations in your new state, the debt collector can still pursue collection. Additionally, the debt collector must follow the laws of your current state with regards to how and when it may contact you. To protect yourself, you should keep records of all communication with debt collectors and be aware of your rights. If a debt collector violates the FDCPA, you may be able to take legal action against them and receive monetary damages.

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Can a debt collector contact me if I’ve moved to a different state?

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