Can a debt collector refuse to work with me to create a payment plan?

Related FAQs

Who do I contact if I believe a debt collector has violated the law?
Can a debt collector contact me if I’m a victim of identity theft?
Can a debt collector ever contact me more than once a week?
Is there any way to stop a debt collector from contacting me?
Can a debt collector contact me at work?
What happens if I dispute a debt with the debt collector?
How do I know if a debt collector is legitimate?
Can a debt collector threaten to take legal action against me if I don’t pay?
Can a debt collector contact me if I’ve offered to settle a debt?
Are there any exemptions from the Fair Debt Collection Practices Act?

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