Is it illegal for a debt collector to call me repeatedly?

Yes, it is illegal for a debt collector to call you repeatedly. In Florida, a debt collector must follow the guidelines set out by the Fair Debt Collection Practices Act (FDCPA). According to the FDCPA, a debt collector must not harass you by calling repeatedly or continuously. The debt collector must also not use obscene language or threaten you with violence. Furthermore, the debt collector cannot call you before 8:00 a.m. or after 9:00 p.m. Additionally, the debt collector cannot call you at your place of work if you have asked them not to. Debt collectors must also respect your right to privacy and cannot reveal to anyone other than yourself or your attorney details about your debt. If a debt collector is calling you repeatedly or trying to harass you in any way, you can submit a complaint to the Consumer Financial Protection Bureau (CFPB). The CFPB will investigate the complaint and if the debt collector is found to have violated the law, then he or she can be fined or prohibited from further contact with you.

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Is it illegal for a debt collector to call me repeatedly?

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