Can I stop a debt collector from calling me on my cell phone?
Yes, you can stop a debt collector from calling you on your cell phone in Florida. In Florida, debt collectors are subject to the federal Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA). Under these laws, debt collectors cannot call your cell phone using an automated dialer, or call you at any time or place that is known to be inconvenient for you. If you do not want a debt collector to call you on your cell phone, you can send the debt collector a letter in writing telling them to stop calling you on your cell phone. Make sure to include your full name, address, and the last four digits of your Social Security number. Once the debt collector receives the letter, they are legally required to stop calling you. However, they may still contact you in writing or through another form of communication, such as email. If a debt collector continues to call you after you send them a written request to stop doing so, you may want to contact an attorney for help. An attorney can advise you of your legal rights and help you to file a lawsuit against the debt collector. This can help you recover any additional damages or costs you may have incurred due to their unauthorized calls.
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