Can a debt collector contact me if I’m a student?

Yes, a debt collector can contact you if you are a student in Florida. Debt collectors have the right to contact you to collect a debt, provided they follow certain rules. The Fair Debt Collection Practices Act (FDCPA) is a federal law which sets limits as to how a debt collector may contact you. Under this law, a debt collector may contact you by mail, telephone, telegram, and email. The FDCPA also outlines how debt collectors cannot contact you. For instance, debt collectors cannot contact you between 9 p.m. and 8 a.m., unless they receive your permission to do so. They also cannot contact you at your school or place of employment, nor can they contact you repeatedly in an effort to harass you. If you receive contact from a debt collector, you may want to consider hiring a lawyer. A lawyer can look into the debt and advise you on how to proceed. They can also contact the debt collector on your behalf. In conclusion, debt collectors may contact you if you are a student in Florida. However, they must follow the FDCPA and respect your rights. If you need help or have questions, don’t hesitate to get legal advice.

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Can a debt collector contact me if I’m a student?

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