Can a debt collector contact me if I’m a victim of identity theft?

Yes, a debt collector can contact you if you have been a victim of identity theft. However, the Fair Debt Collection Practices Act (FDCPA) gives you the right to dispute any debt that is not yours. You can contact the debt collector in writing and inform them that the debt does not belong to you, and they must verify it before they can continue collection proceedings. It is important to keep copies of the letter if you send the debt collector information, and to request any documents that the debt collector may have related to the debt. In Florida, if the debt collector does not verify that you are the responsible party for the debt, they cannot continue to attempt to collect on the debt. Additionally, if you have reason to believe that you are a victim of identity theft, you have the right to contact the major credit bureaus and ask them to place a fraud alert on your account. This will make it harder for other debt collectors to contact you. It is important to remember that debt collectors have the right to contact you if you have a legitimate debt. If you think that you have been a victim of identity theft, it is best to contact an attorney who specializes in debt collection law in Florida to get more information on your rights.

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Can a debt collector contact me if I’m a victim of identity theft?

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