Can a debt collector charge more than the amount of the original debt?

In Florida, debt collectors must adhere to the Fair Debt Collection Practices Act (FDCPA). This federal law protects consumers from abusive debt collection practices. The FDCPA does not allow debt collectors to charge more than the amount of the original debt. This means that they cannot try to collect money beyond the amount that was originally owed. However, debt collectors can attempt to collect additional fees or interest if these amounts are specified in the original contract agreement. If the debt collector is trying to collect more than the amount of the original debt, the consumer should contact the local consumer protection office. It is also possible to contact an attorney who specializes in debt collection law. They can help the consumer determine if the debt collector is violating the law and take appropriate action. In summary, debt collectors in Florida are not allowed to charge more than the amount of the original debt. However, if the amount of the original debt is specified in an agreement, the debt collector can attempt to collect those additional fees and interest. If a debt collector is trying to collect more than the amount of the original debt, the consumer should contact the consumer protection office or a lawyer who specializes in debt collection law.

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Can a debt collector charge more than the amount of the original debt?

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