Can a debt collector contact me if I’m on military deployment?

Yes. A debt collector can contact you while you are on military deployment, however, there are certain protections in place for military personnel. All debt collectors operating in Oregon must comply with the Oregon Fair Debt Collection Practices Act (FDCPA). Under this law, debt collectors must treat servicemembers working on military deployment with extra care, and they may not communicate with you in an abusive manner. In addition, debt collectors must not contact your commanding officer about any debts you owe. A debt collector is also not allowed to garnish your wages or use other forms of repossession while you are on active duty, and they must show proof that they are registered as a debt collector with the State of Oregon. They must also provide you with a statement detailing the amount you owe, the name of the creditor, and what the debt is for. Finally, debt collectors may not threaten to have you court-martialed or arrested for not paying a debt.

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Can a debt collector contact me if I’m on military deployment?

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