Does a dog owner have to have insurance for a dog bite?

In California, the law does not require dog owners to have insurance for a dog bite. Dog bites are addressed differently by the law in each state, and California requires the dog owner to pay the injured person’s medical and other related damages that result from the bite. The California legislature has created what is referred to as “strict liability” when it comes to a person’s responsibility for injuries caused by a dog bite. This means that the injured person does not need to prove negligence in order to recover damages. The dog owner must pay for all damages resulting from the bite, regardless of any warnings that were given or the dog’s previous behavior. However, dog owners may wish to purchase insurance for dog bites in order to protect themselves from potential liability. This insurance can help pay for the injured person’s damages, and can provide additional coverage for the dog owner in case of a lawsuit. Insurance policies typically vary in coverage and cost, so it is important to compare different policies to find the best coverage. Overall, the law in California does not require dog owners to have insurance for a dog bite. However, dog owners may benefit from purchasing insurance in order to protect themselves from potential liability.

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Does a dog owner have to have insurance for a dog bite?

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