How do I know if debt settlement is right for me?

Related FAQs

Is there a statute of limitations on debt settlement?
Are there any drawbacks to settling a debt?
How do I report a debt settlement to the IRS?
What should I do if a creditor refuses to delete negative credit items as part of a debt settlement agreement?
Can I negotiate a debt settlement over the phone?
Who should I contact to settle my debt?
What is a lump-sum debt settlement and how does it work?
Should I use a debt settlement company or negotiate directly with my creditors?
How much money can I save by settling a debt?
What will happen to my credit score after a successful debt settlement?

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