What is a lump-sum debt settlement and how does it work?

Related FAQs

Can I negotiate a reduced settlement amount?
Can I be sued while in the process of settling a debt?
What should I do if a creditor refuses to negotiate a debt settlement?
What fees are associated with debt settlement?
Is it possible to settle a debt for less than the amount owed?
How do I know if a debt settlement company is reputable?
What if I can’t pay the full amount of a debt settlement?
How do I know if debt settlement is right for me?
Can I negotiate a lower interest rate as part of a debt settlement?
What are the potential consequences of a failed debt settlement?

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