Is debt settlement a good way to reduce debt?

Related FAQs

What is the average time frame for debt settlement negotiations?
Should I be wary of any companies offering “instant” debt settlement?
Who should I contact to settle my debt?
How can I ensure I don’t fall behind on payments during the settlement process?
Are there any tax consequences to debt settlement?
Are there any discounts available for debt settlement?
What is a deemed satisfaction and how does that apply to debt settlement?
When can I start making payments on my debt settlement?
What is a lump-sum debt settlement and how does it work?
What penalties or interest can creditors charge when settling debt?

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