Can I negotiate a lower principal balance as part of a debt settlement?

Related FAQs

Can I negotiate a reduced settlement amount?
Is there a statute of limitations on debt settlement?
Do I have to pay taxes on debt settled through negotiations?
What fees will I pay if I use a debt settlement company?
Can a debt settlement company guarantee a successful settlement?
Is debt settlement a good way to reduce debt?
What if I can’t pay the full amount of a debt settlement?
How do I report a debt settlement to the IRS?
What documents do I need to provide during a debt settlement process?
What happens if I can’t afford to settle the debt in full?

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