What is the difference between debt settlement and debt consolidation?

Related FAQs

Are there any alternatives to debt settlement?
Who should I contact to settle my debt?
What are my rights and options when it comes to settling debt?
Should I use a debt settlement company or negotiate directly with my creditors?
How can I monitor my progress during a debt settlement process?
Can I negotiate a debt settlement without the help of an attorney?
Is debt settlement a good way to reduce debt?
What penalties or interest can creditors charge when settling debt?
Should I be wary of any companies offering “instant” debt settlement?
What is the difference between debt settlement and debt management?

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