What is the difference between debt settlement and debt management?

Related FAQs

Are there any alternatives to debt settlement?
What will happen to my credit score after a successful debt settlement?
What is the average time frame for debt settlement negotiations?
How does a creditor determine if a debt should be settled?
How do I stop debt collection calls during the settlement process?
What fees will I pay if I use a debt settlement company?
How do I know if a debt settlement company is reputable?
Can I negotiate a debt settlement over the phone?
What is a lump-sum debt settlement and how does it work?
Who should I contact to settle my debt?

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