What is the difference between debt settlement and debt consolidation?

Related FAQs

What is a “hardship program” and how can it help with debt settlement?
How can I make a debt settlement offer more attractive to creditors?
Can creditors refuse to negotiate a debt settlement?
Are there any services that can help me with a debt settlement?
How does debt settlement impact my credit score?
Can a debt settlement company guarantee a successful settlement?
What fees are associated with debt settlement?
How will I know if a debt settlement offer is fair?
Can I negotiate a debt settlement on my own?
Can a creditor challenge a debt settlement?

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