What is the difference between debt settlement and debt consolidation?

Related FAQs

How will I know if a debt settlement offer is fair?
Can a creditor challenge a debt settlement?
How do I know if debt settlement is right for me?
What is the best way to document a debt settlement?
Can I negotiate a reduced settlement amount?
How does a creditor determine if a debt should be settled?
What if I can’t pay the full amount of a debt settlement?
How much money can I save by settling a debt?
Can I settle a debt if I’m unemployed?
How does debt settlement impact my credit score?

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