Are there any legal requirements to debt settlement?

Related FAQs

Do I need to hire a lawyer to negotiate a debt settlement?
Can I negotiate debt settlement with multiple creditors at once?
What if the creditor refuses to settle the debt?
How can I make a debt settlement offer more attractive to creditors?
Can I negotiate a reduced settlement amount?
Can a creditor challenge a debt settlement?
How will I know if the debt settlement negotiations are successful?
How do I find out the balance of my debt?
What happens if I can’t afford to settle the debt in full?
Can I negotiate more than one debt settlement at once?

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